Posts in category 'Buying A House'
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27
Understanding Real Estate: The Home Search
Understanding Real Estate – a new series of educational videos from Napier Realtors ERA!
Our first video is all about HOW & WHY to do the real estate home search. Some ways are better than others (looking at you, Zillow) – learn how to search with the home experts!
31
6 Things to Know Before You Buy Your First Home
Buying a new home can be exciting, complicated, and overwhelming all at the same time. After all, it's also commonly considered one of the largest financial decisions many people will make in a lifetime. With so much on the line, it can be easy to make mistakes, especially if you're buying your first home. Being prepared is the best way to avoid costly pitfalls. If you're considering these Richmond homes for sale, below are six things to know before you buy.
26
9 Signs You've Found the Perfect Home for Your Family
Buying a home is a big decision that can feel overwhelming. But when you've found the home that's right for you, you'll want to recognize this fact and prepare to make an offer.
Our real estate agents share the following 9 signs that you've found the right home for you and your family.
- It Makes You Feel Happy
You've probably viewed plenty of other homes for sale in the area! Even if you've looked at a lot of other homes, this one will be an instant standout. It should make you feel happy when you visit it, and you should be able to picture yourself in the home, having fun or relaxing. - It Has All of Your Needs and Most of Your Wan...
18
Open vs Closed Floor Plan: How to Choose the Right One for You
Home design trends are fun to stay updated on, which is why there are so many TV shows dedicated to highlighting them! But seeing a trend take shape on a home renovation show is different from considering it as a prospective homeowner. Open floor plans have cycled in and out of fashion for quite a long time, and according to The Spruce, the most recent trend started in the 1990s. If you're considering homes built after 1950, you'll probably see a few open floor plans among the
30
Real Estate Terms: Pre-qualification vs. Pre-approval
Our REALTORS® know getting a mortgage on the best terms is something all buyers think about. That's especially true of first-time buyers! When you're exploring the best Richmond homes for sale, sound financing means peace of mind.
Luckily, the mortgage process is a lot easier than it seems at first!
The more you know, the simpler it is to get a mortgage loan you can be happy with. We'd like to address one of the most common questions about home financing our team gets: The difference between pre-qualifying for a loan versus receiving pre-approval.
Pre-Qualification and Pre-Approval: What's the Difference?
When it comes to getting a great home loan, starting sooner makes life easier.
Prequalification and preapproval are steps you take to smooth the path to your final loan package. You can think of one of them as the trial run, while the other is the "real deal."
Pre-qualifying can happen in a matter of minutes the first time you talk to your lender. You discuss your finances and get a ballpark estimate for what loan amount you can expect. It's not necessary to document your income, and you're not committing.